There is a built-in curing period (3 days), in case a payment is missed. The investors will receive fixed returns only if they hold their positions until maturity and not in the case of early redemption. Every ~90th day, the investors will have the option to roll over or pre-terminate the bond at market value. The average return on the trust certificates offered by the Treasury Bond securitization stands at ~10.10% and ~10.11%, which will be provided only if the instrument is held to maturity. All settlements would be made through the Fixed Income Investment I (Pvt) Ltd – Trust 10 account maintained with the Trustee (People's Bank). All settlements would be made under the direct supervision of the Trustee. Until all the agreed payments are made to the trust receipt owners, any excess amount will not be withdrawn. The Trustee will ensure timely payments and other legal aspects of the transaction. The rating of the SPV depends on the timely payments of the interest and principal amount of the Treasury Bond securitization. Going forward, the probability of occurrence of a triggering event that may lead to a risk of non-payment of interest and/or principal to the investors, will be closely surveilled.